Dental Insurance Faq

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Dental Insurance Plans

 

1) What is a “discount" or "reduced fee" dental plan?
Discount or reduced fee dental plans are designed for individuals, couples, and families looking to save money when visiting the dentist. All general dentists participating in discount dental plans have agreed to accept a lower fee, than they would normally charge, as payment in full for each service performed. Each discount dental plan comes with a membership card and a complete list of all dental procedures covered and what the discounted price will be. Discount dental plans are also know as “referral plans” due to the fact they generate new patient referrals to dental offices.

 

Once enrolled in any discount plan listed on DentalPlans.com, you may visit a participating provider of that plan and receive dental treatments at a discounted fee. When visiting a general dentist, these discounted fees range from 10% to 60% lower than what a dentist normal charges. You simply show your membership card when visiting any participating plan dentist to receive your dental services at discounted rates. Unlike insured dental benefits, there are no claim forms, pre-existing condition checks, or paperwork hassles.

 

2) Are the discount dental plans offered by DentalPlans.com considered dental insurance?
No. The discount dental plans offered by DentalPlans.com are not dental insurance. Most "dental insurance plans" are designed for large groups, organizations, or businesses. Discount dental plans are an innovative alternative to dental insurance, designed to suit the needs of individuals and families looking to save money on dental care. Typically, dental insurance is difficult to obtain unless provided by your workplace or employer. Discount dental plans have stepped in to save people money that would not be able to acquire traditional dental insurance.

 

3) How are discount dental plans different from traditional insurance?
Discount dental plans are different from traditional dental insurance in several ways. First, discount dental plans are easy to enroll in by removing the hassles and waiting periods associated with traditional dental insurance. Also, unlike traditional dental insurance, our discount plans do not deny coverage based on a patient’s pre-existing dental conditions. Another nice feature of our discount dental plan is there are no complicated claim forms required for usage. In addition, there are no insurance deductibles to worry about. Most importantly, there is no annual maximum benefit - you can use the plan as much and as often as needed.

 

4) How are discount dental plans similar to dental traditional insurance?
The network of providers that participate in the discount plans we offer are licensed professionals just like you would find on most traditional insurance plans.

 

5) What benefits/savings are offered for orthodontic work (Braces)?
In general, MOST orthodontic procedures, services and treatments, performed by an orthodontic specialist, are offered at 20% off the orthodontist’s usual and customary fees. (NOTE: this specialist discount may be 15%-25% on certain plans).

 

6) What benefits/savings are offered for cosmetic dentistry?
In general, MOST cosmetic dental procedures, services and treatments, when performed, are offered at a 25% discount off the dentist's usual and customary dental fee.

 

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