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1) What is a “discount"
or "reduced fee" dental plan?
Discount or reduced fee dental plans are designed for individuals,
couples, and families looking to save money when visiting the dentist.
All general dentists participating in discount dental plans have agreed
to accept a lower fee, than they would normally charge, as payment in
full for each service performed. Each discount dental plan comes with a
membership card and a complete list of all dental procedures covered and
what the discounted price will be. Discount dental plans are also know
as “referral plans” due to the fact they generate new patient referrals
to dental offices.
Once enrolled in any discount plan listed on DentalPlans.com, you may
visit a participating provider of that plan and receive dental
treatments at a discounted fee. When visiting a general dentist, these
discounted fees range from 10% to 60% lower than what a dentist normal
charges. You simply show your membership card when visiting any
participating plan dentist to receive your dental services at discounted
rates. Unlike insured dental benefits, there are no claim forms,
pre-existing condition checks, or paperwork hassles.
2) Are the discount dental plans offered by DentalPlans.com considered
dental insurance?
No. The discount dental plans offered by DentalPlans.com are not dental
insurance. Most "dental insurance plans" are designed for large groups,
organizations, or businesses. Discount dental plans are an innovative
alternative to dental insurance, designed to suit the needs of
individuals and families looking to save money on dental care.
Typically, dental insurance is difficult to obtain unless provided by
your workplace or employer. Discount dental plans have stepped in to
save people money that would not be able to acquire traditional dental
insurance.
3) How are discount dental plans different from traditional insurance?
Discount dental plans are different from traditional dental insurance in
several ways. First, discount dental plans are easy to enroll in by
removing the hassles and waiting periods associated with traditional
dental insurance. Also, unlike traditional dental insurance, our
discount plans do not deny coverage based on a patient’s pre-existing
dental conditions. Another nice feature of our discount dental plan is
there are no complicated claim forms required for usage. In addition,
there are no insurance deductibles to worry about. Most importantly,
there is no annual maximum benefit - you can use the plan as much and as
often as needed.
4)
How are discount dental plans similar to dental traditional insurance?
The
network of providers that participate in the discount plans we offer are
licensed professionals just like you would find on most traditional
insurance plans.
5) What benefits/savings are offered for orthodontic work (Braces)?
In general, MOST orthodontic procedures, services and treatments,
performed by an orthodontic specialist, are offered at 20% off the
orthodontist’s usual and customary fees. (NOTE: this specialist discount
may be 15%-25% on certain plans).
6) What
benefits/savings are offered for cosmetic dentistry?
In general, MOST cosmetic dental procedures, services and treatments,
when performed, are offered at a 25% discount off the dentist's usual
and customary dental fee.
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